Table of Content
This means we will credit your account as of the calendar day, based on Eastern Time, that we received your payment request. If we receive your request to make an online payment after that time, we will credit your payment as of the next day. If you want to request a paper copy of these disclosures you can call Home Furnishings Credit Card at and we will mail them to you at no charge. One of the great benefits of in-store financing is that most home furnishings retailers offer deferred interest for anywhere from one month to two years.
2) Mail your check or money order in the envelope provided to you in your statement. Availability may be affected by your mobile carrier's coverage area. Automatic payment can take place even when monthly amount changes.
Enroll in Paperless Statements and Letters
In times like these, people come together to help those in need. At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike. By enrolling in, or editing wireless alerts you previously enrolled in, you agree to the Terms and Conditions. Alerts are effective as soon as you set them up in Account Online. You accept that each alert may not be encrypted, and may include your name and information pertaining to your account.

Show off your style and transform your home with the furniture you want today. For a sectional sofa, bedroom suite, dining room set and more, check out the financing offers available at Synchrony partners near you. Receipt of each alert may be delayed, or prevented by factors affecting your Internet service provider, mobile carrier, and/or other factors outside of our control. Paper applications and invoices must continue to be available for those customers who do not agree to receive the terms and conditions electronically. If your credit is less than perfect, you may not be approved for credit with the store’s primary financial lender.
Email Address Policy
We send cardholders various types of legal notices, including notices of increases or decreases in credit lines, privacy notices, account updates and statements. Currently, we can provide some of these legal notices, including statements, electronically. We are working towards being able to provide all of these legal notices electronically. When we are able to provide all legal notices electronically, we will notify you by email. In the meantime, if you choose to receive legal notices electronically, you will need to monitor both your U.S. postal mailbox and your email inbox for legal notices.

If you choose to receive statements electronically and then want a paper notice, call us at the number on the back of your card and we will mail it to you. We will send notifications regarding the availability of your legal notices to the email address you provided to us until you contact us to change it. If your email address changes, please update it through Account Online or call us at the number on the back of your card. Be sure to check and make sure a large home furnishings purchase will not exceed your preset card limits. Also, be aware of the interest rate your credit company charges.
Buying Furniture on Credit
However, some retailers have secondary lenders that may be more lenient. If you’re not approved by its primary lender, the store will often notify you and then resubmit your application with its secondary company. Bear in mind a secondary lender may offer a higher interest rate as well.

Free expert design advice, tools and inspiration galleries; plus how and where to buy furniture. Billpay.thedump.com needs to review the security of your connection before proceeding. Discover shopping tips and financing insights to help you save more and spend wisely. BlogShopping tips and financing insights to help you save more and spend wisely. You may cancel through Account Online or by calling us at the number on the back of your card. Please keep in mind that Citi reserves the right to continue to notify you by email regarding your account.
Business reporting
If any electronic payment is returned unpaid by your financial institution for any reason, we may charge, and you agree to pay, a returned payment fee. You may also be charged a late fee based on the terms and conditions of your Card Agreement. Now discover a whole new online account, built to give you more control over your card and your time. View your payment history, and help stay in control by knowing who’s getting paid and by when. If you want, we’ll send you an email confirmation of your payments.
There’s no additional paperwork to fill out, and no new bills coming in the mail. Most home furnishings retailers accept Visa, Mastercard, and Discover cards, and many are now accepting American Express as well. We will send notifications regarding the availability of your statement online and legal notices to the email address you provided to us until you contact us to change it. It is your responsibility to update promptly any changes in this information. If your email address changes, please update it through account online or call us at the number on the back of your card.
If you are typically good about paying off your credit card each month, the interest rate probably doesn’t affect you very much. But if you’re planning on paying off a $5,000 purchase over the course of six months to a year, the interest can add hundreds of dollars to your initial purchase. Check your interest rate before you shop and estimate how long it will take you to pay off the balance. Once you look at the actual costs, you can make a more informed decision. From personal credit cards to in-store financing, buying home furnishings can be easy and affordable.
If you are impacted, please contact us to discuss how we can help. Any payment made on a weekend or holiday will be applied as of the day you make it. If a scheduled payment exceeds the current balance at the time of execution, you agree that we will reduce the scheduled payment amount to the amount of your current balance. Some information and features are not available yet—but don’t worry.
Introducing a whole new experience built to give you more control over your card and your time. • Opportunities to provide feedback or complete online surveys, so you can tell us what you think. Drop the vowels in a long word (e.g. ‘corporation’ would be crptn). Make your User ID and Password different from the Security Word you provided when you applied for your card. The perfect secure password is easy to remember, but difficult for outsiders to guess.

If you do not wish to enroll, choose Cancel and deselect the Paperless Letters checkbox. If you choose to receive legal notices and statements electronically and then want a paper notice, call us at the number on the back of your card and we will mail it to you. I agree to receive my legal notices electronically as available. If you choose to receive legal notices electronically and then want a paper notice, call us at the number on the back of your card and we will mail it to you. Personal credit cards can be a convenient way to pay for your home furnishings purchases.
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